Fintech · India & GCC
Lending platform rebuilt for a 10× application volume
NBFC lending platform · 12 months · Dedicated team of 7
- Challenge
- A digital lending product was processing applications through a monolith that had grown for six years. Loan origination took minutes per application at peak, underwriting rules were hard-coded, and every new lending partner meant another fortnight of engineering.
- Solution
- We ran a four-week discovery, then peeled the origination flow out of the monolith using a strangler-fig approach. Underwriting rules moved into a configurable engine the credit team edits themselves, partner integrations moved behind a single adapter layer, and the whole pipeline became event-driven with full reconciliation.
- Tech stack
- JavaSpring BootPostgreSQLKafkaAWSTerraformReact